These days there are variety of products and services that make us spend more and more money on things we didn’t use to buy before. These products bombarded and tell us how great this product is. We keep spend more and more our money and didn’t realize that this is not really smart habit. We have been in tough economic condition just like Wall Street Journal telling us and we need to keep self sufficiency to control our spending habits so we can save money. It is not just about saving money but it’s also about control ourselves and making it a habit.

There are a few things you can do to keep control on your spending like:
- You should track all of your expenses list by using excel sheet. It can be save on your desktop or you can keep it using Google document but you need to online to access this. All of your expenses for/using credit cards, shopping, entertainment, food and drinks should be recorded.
- You should check all of your expenses every 30 days just like you will check how much you saved every month.
- You should make your plans for the following month and set your goal. You have to make sure that all you need to know is achieve that goal next month.
- You can use or hire third party to help you calculate all of your spending and get some advices about what items you can save more money. This option more favorable since these services is also available for company who deal with business credit card.
Everything is simple and you can start saving money without any pain.

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