Top Four Cash Back Rewards Cards

If you have not taken a moment to explore new credit card offers, the time has come. Credit card companies are fighting for greater customer base, and as a result, consumers are on the receiving end of very attractive benefits. One of the most popular types of cards in the market today is the cash back card. Although the logistics change depending on the financial institution, the result is the same: to get cash for every purchase!

Here are the four first prizes in cash back cards, check out the benefits and choose the one that suits you. I chose these particular deals because of the size of the rewards and because low interest rates.

Chase cash plus rewards Visa Card

This is one of my favorite cards, because Chase does not bog down the client with a long list of rules and regulations. With some cards available, you must follow very specific guidelines in order to receive a prize. With Cash Plus Rewards Visa, all you have to do is use the card, and get a cash refund.

Each time you use the card in a grocery store, gas station or drug store, you receive 5% cash back. When you use it for other purchases, you get 1% cash back. Then, when you build a balance, you can request a check from Chase Bank, or you can request a gift certificate for retailers like Best Buy, Macy’s and Home Depot.

There is no annual fee for the Cash Plus Rewards Visa card and new customers receive a 0% introductory APR for up to twelve months on balance transfers and purchases.

HSBC MasterCard Cash Back Rewards

I recommend this card to anyone who enjoys the protection of safety and fair, competitive rewards. With the HSBC MasterCard Cash Back, get 1% cash back on all purchases, without spending requirements. They offer a 0% introductory APR for the first twelve months. No annual fee and will receive Zero Liability if your card is stolen or used without permission.

With the Chase card, which received 5% back on purchases, which is not the case with HSBC. However, this card comes with unlimited purchase protection, extended warranties, and travel accident insurance.

Citi Dividend Platinum Select credit card

This is a card for anyone who wants to cash prizes, but payment plans card each month. Customers receive a 5% cash back on purchases at grocery stores, drugstores and gas stations, and 1% rebate on all other purchases. Citi offers a 0% APR on balance transfers for the first twelve months, but the regular APR is higher than the other cards that are compared here. The cash-back rewards are good, but this is not the card you carry a balance.

Citi offers the highest security protection with a Photocard option fraud early warning block. Lost Wallet Protection is also provided, which means that if your card is lost or stolen, it will replace it within 24 hours.

American Express Blue Cash

This is the perfect card for anyone who wants to share the benefits with a family member. Blue Cash offers up to 5% rebate on all purchases – most grocery stores in pharmacies, gas stations and stores for home improvements – and receive the same cash prizes with the new cards. This means that if your spouse, parent or child has a copy of the card, you earn cash with your purchases too.

April Blue offers a safe introduction of 0% during the first six months, with a low regular APR thereafter. No annual fee, and no investment required to start receiving cash. You may also want to check out American Express service with smart ID chip Keeper. This web tool allows you to store personal information to access the system and the password for the web so you do not have to enter their information each time you connect.

Cash back reward cards are an excellent way to get your feet wet in the world credit card. Try some of these in size, and see what they have to offer. If you are buying the stuff anyway, might as well get extra benefits!

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