Fred's Finance, Investing & Marketing Blog

The lure of easily acquired commodities purchased on credit is irresistible. This really is the reason several people fall in to the vicious credit score credit card financial debt cycle. Most individuals end up overusing their credit score cards and accumulate huge higher interest credit score credit card financial loans. The scenario arises when they [...]

If you have recently filed for bankruptcy you may wonder if you will ever be able to obtain an auto loan again. Traditional lenders such as banks might be hesitant to loan to you and it may feel like you will be forever blacklisted by financial institutions. You also might be wary about entering into [...]

Let’s look at some advice or recommendations should be taken when drafting a business plan: Develop a business plan for all business No matter what our enterprise is large or small for any business that we undertake we must always prepare in advance a business plan. The business plan will establish the viability and profitability [...]

Cash Flow is a financial statement showing income and expenditure flows of cash that a company has obtained. Examples of cash receipts are the collection of bills, collection of loans, interest charges, borrowing, rent collection, etc… Examples of cash outflows are paying bills, paying taxes, payroll, loan payments, interest payments, utility payments for water or [...]

All functions of finance (or the manager or the area or department of finance) in a company, are based on two main functions: the role of investment and financing role. These functions are opposite, but, while complementary, for example, if we deposit money in a bank account, we are investing money (investment) and, simultaneously, the [...]